/* Company Health Comparison (CHCUK) - site styles. Base: approved prototype 23/10/26. */
:root{
  --navy:#0F172A; --iris:#6352A6; --iris-700:#3F3378; --iris-50:#EFEDF8; --iris-300:#B3A8E6; --iris-400:#8F82D1;
  --chalk:#F8F7F4; --rasp:#B83246; --rasp-700:#9E2A3C; --rasp-800:#8A2434; --white:#fff;
  --slate:#475569; --slate-700:#334155; --muted:#64748B; --line:#E7E4EE; --line-2:#D6D2E0;
  --leaf-xl:44px 10px 44px 10px; --leaf-lg:30px 7px 30px 7px; --leaf-md:20px 5px 20px 5px; --leaf-sm:13px 3px 13px 3px;
  --ff-head:'Plus Jakarta Sans',ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif;
  --ff-body:Inter,ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif;
  --ease:cubic-bezier(.2,.8,.2,1);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--chalk);color:var(--navy);font-family:var(--ff-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--iris)}
a:hover{color:var(--navy)}
h1,h2,h3{font-family:var(--ff-head);letter-spacing:-.03em;margin:0}
h1{font-weight:800;font-size:clamp(36px,5vw,60px);line-height:1.04}
h2{font-weight:800;font-size:clamp(28px,3.2vw,42px);line-height:1.1}
h3{font-weight:700;font-size:clamp(19px,1.7vw,22px);line-height:1.25;letter-spacing:-.02em}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:12px;top:-60px;background:var(--navy);color:#fff;padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--iris);outline-offset:3px;border-radius:4px}
[tabindex="-1"]:focus,[tabindex="-1"]:focus-visible{outline:none}
.lede{color:var(--slate);font-size:clamp(17px,1.4vw,19px);max-width:56ch}
.muted{color:var(--slate)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:8px;font:600 17px/1 var(--ff-body);text-decoration:none;border:0;cursor:pointer;transition:background-color .15s ease,color .15s ease,box-shadow .15s ease}
.btn svg{width:20px;height:20px;flex:none;transition:transform .2s var(--ease)}
.btn-primary{background:var(--rasp);color:#fff}
.btn-primary:hover{background:var(--rasp-700);color:#fff}
.btn-primary:hover svg{transform:translateX(3px)}
.btn-primary:active{background:var(--rasp-800)}
.btn-primary[disabled]{background:#C98591;cursor:progress}
.btn-ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-sm{min-height:44px;padding:0 18px;font-size:15px}
.btn-block{width:100%}
.link-back{display:inline-flex;align-items:center;gap:8px;min-height:48px;padding:0 4px;background:none;border:0;font:600 16px var(--ff-body);color:var(--navy);cursor:pointer;text-decoration:none}
.link-back:hover{color:var(--iris)}
.link-back svg{width:20px;height:20px}

/* logo */
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo svg{width:32px;height:40px;flex:none}
.logo span{font:800 18px/.92 var(--ff-head);letter-spacing:-.035em;white-space:nowrap}
.logo span em{font-style:normal;color:var(--iris)}
.lf1,.lf2{transform-box:fill-box;transform-origin:center}

/* header */
.hdr{position:sticky;top:0;z-index:40;background:rgba(248,247,244,.94);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.nav{display:flex;gap:28px}
.nav a{color:var(--navy);text-decoration:none;font-weight:500;font-size:15px;padding:8px 0;position:relative}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:2px;height:2px;background:var(--iris);transform:scaleX(0);transform-origin:left;transition:transform .2s var(--ease)}
.nav a:hover::after{transform:scaleX(1)}
.hdr-cta{display:flex;align-items:center;gap:18px}
.tel{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-weight:600;font-size:15px;text-decoration:none}
.tel svg{width:18px;height:18px}
.mob-actions{display:none;align-items:center;gap:10px}
.icon-btn{width:44px;height:44px;border-radius:var(--leaf-sm);display:inline-flex;align-items:center;justify-content:center;border:1.5px solid var(--line-2);background:transparent;color:var(--navy);cursor:pointer;padding:0}
.icon-btn svg{width:20px;height:20px}
.burger{background:var(--navy);border-color:var(--navy);color:#fff}
.burger .b1,.burger .b2,.burger .b3{transition:transform .25s var(--ease),opacity .2s ease;transform-origin:center;transform-box:fill-box}
.burger[aria-expanded="true"] .b1{transform:translateY(5px) rotate(45deg)}
.burger[aria-expanded="true"] .b2{opacity:0}
.burger[aria-expanded="true"] .b3{transform:translateY(-5px) rotate(-45deg);}
.mnav{display:none;border-top:1px solid var(--line);background:var(--chalk);padding:8px 16px 20px;max-height:calc(100dvh - 72px);overflow:auto}
.mnav.open{display:block;animation:drop .28s var(--ease)}
@keyframes drop{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
.mnav a.ml{display:flex;justify-content:space-between;align-items:center;min-height:56px;padding:0 12px;border-radius:var(--leaf-sm);color:var(--navy);text-decoration:none;font:700 19px var(--ff-head);letter-spacing:-.02em}
.mnav a.ml:hover{background:var(--iris-50)}
.mnav a.ml svg{width:20px;height:20px;color:var(--iris)}
.mnav .mn-cta{display:grid;gap:10px;margin-top:14px}
.mnav .mn-note{margin-top:14px;font-size:14px;color:var(--slate);padding:0 12px}

/* hero */
.hero{padding:clamp(40px,7vw,88px) 0 clamp(56px,7vw,96px)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:center}
.hero .kicker{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:15px;color:var(--iris-700);margin-bottom:22px}
.hero .kicker i{width:10px;height:12px;background:var(--iris);border-radius:6px 1px 6px 1px;display:inline-block}
.hero h1{margin-bottom:24px;text-wrap:balance}
.hero h1 .l2{text-wrap:balance}
.hero h1 .l2{display:block;color:var(--iris)}
.hero .lede{margin-bottom:34px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:34px}
.ticks{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,max-content);gap:10px 28px;font-size:15px;font-weight:500;color:var(--slate-700)}
.ticks li{display:flex;align-items:center;gap:8px}
.ticks svg{width:20px;height:20px;color:var(--iris);flex:none}
.renew{margin-top:26px;font-size:15px;color:var(--slate)}
.renew a{font-weight:600}
.hero-art{position:relative;padding:0 0 40px 0}
.hero-art .blob{position:absolute;top:-20px;right:-20px;width:60%;height:68%;background:var(--iris);border-radius:130px 14px 130px 14px}
.hero-photo{position:relative;width:min(100%,500px);margin-left:auto;aspect-ratio:4/5;max-height:620px;border-radius:150px 16px 150px 16px;clip-path:inset(0 round 150px 16px 150px 16px);overflow:hidden;background:var(--line);isolation:isolate}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:55% 40%}
.qcard{position:absolute;left:-52px;bottom:0;width:min(400px,92%);background:#fff;border:1px solid var(--line);border-radius:var(--leaf-lg);padding:22px;box-shadow:0 1px 2px rgba(15,23,42,.06),0 18px 40px -18px rgba(15,23,42,.28)}
.qcard .qtop{display:flex;justify-content:space-between;gap:12px;font-size:13px;margin-bottom:12px}
.qcard .qtop b{color:var(--iris-700);font-weight:600}
.qcard .qtop span{color:var(--muted)}
.qbar{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin-bottom:16px}
.qbar span{height:5px;border-radius:5px 1px 5px 1px;background:var(--line);overflow:hidden}
.qbar span.on{background:var(--navy)}
.qbar span.cur i{display:block;height:100%;background:var(--iris);width:100%;transform-origin:left}
.qcard .qq{font:700 18px/1.25 var(--ff-head);letter-spacing:-.02em;margin-bottom:12px}
.qfield{display:flex;align-items:center;justify-content:space-between;height:52px;border:2px solid var(--iris);background:var(--iris-50);border-radius:10px;padding:0 14px;margin-bottom:14px}
.qfield .num{font:700 22px var(--ff-head);color:var(--navy);min-width:2ch}
.qfield .caret{display:inline-block;width:2px;height:24px;background:var(--iris);margin-left:2px;vertical-align:middle}
.qfield small{font-size:13px;color:var(--iris-700);font-weight:500}
.qmatch{display:flex;align-items:center;gap:12px;padding:12px;background:var(--chalk);border-radius:var(--leaf-sm);font-size:14px;line-height:1.4}
.qmatch .tile{width:42px;height:42px;border-radius:var(--leaf-sm);background:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.qmatch .tile svg{width:22px;height:27px}
.qmatch b{font-weight:600}
.qmatch .st{color:var(--slate);display:block;transition:opacity .25s ease}

/* insurer strip */
.insurers{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.ins-in{display:flex;align-items:center;gap:20px 40px;flex-wrap:wrap;padding:22px 24px}
.ins-in p{font-size:14px;color:var(--slate);flex:none}
.ins-list{display:flex;flex-wrap:wrap;gap:10px 28px;list-style:none;margin:0;padding:0;font:700 17px var(--ff-head);letter-spacing:-.02em;color:#5B6478}

/* introducer band */
.band{background:var(--navy);color:#E2E8F0}
.band-in{display:flex;gap:16px 40px;flex-wrap:wrap;align-items:center;justify-content:space-between;padding:26px 24px}
.band strong{color:#fff;font-weight:600}
.band a{color:#fff;font-weight:600;text-underline-offset:4px}

/* sections */
.sec{padding:clamp(64px,9vw,112px) 0}
.sec-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px 64px;align-items:end;margin-bottom:44px}
.sec-head.stack{display:block}
.sec-head.stack h2{margin-bottom:12px}
.sec-head.stack p{max-width:62ch}
.wide-photo{border-radius:var(--leaf-xl);overflow:hidden;aspect-ratio:21/8;min-height:220px;background:var(--line);margin-bottom:20px}
.wide-photo img{width:100%;height:100%;object-fit:cover;object-position:40% 45%}
.trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--leaf-lg);padding:30px}
.feat .ic{width:48px;height:48px;border-radius:var(--leaf-sm);background:var(--iris-50);color:var(--iris);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.feat .ic svg{width:24px;height:24px}
.feat h3{margin-bottom:8px}
.feat p{color:var(--slate);font-size:16px}

.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;counter-reset:s}
.steps li{border-top:2px solid var(--navy);padding-top:20px;counter-increment:s}
.steps li::before{content:counter(s,decimal-leading-zero);display:block;font:800 15px var(--ff-head);color:var(--iris);margin-bottom:8px}
.steps li:last-child{border-color:var(--rasp)}
.steps li:last-child::before{color:var(--rasp)}
.steps h3{margin-bottom:6px}
.steps p{color:var(--slate);font-size:16px}

.white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cost{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px 72px}
.cost .copy h2{margin-bottom:18px}
.cost .copy p{margin-bottom:28px;color:var(--slate)}
.levers{margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--leaf-lg);overflow:hidden}
.levers>div{background:#fff;padding:24px}
.levers dt{font:700 18px var(--ff-head);letter-spacing:-.02em;margin-bottom:6px}
.levers dd{margin:0;color:var(--slate);font-size:15px}

.cover{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,2fr);gap:16px}
.core{background:var(--navy);color:#fff;border-radius:var(--leaf-lg);padding:32px}
.core small{display:block;color:var(--iris-300);font-weight:600;font-size:14px;margin-bottom:10px}
.core h3{font-size:24px;margin-bottom:10px}
.core p{color:#CBD5E1;font-size:16px}
.addons{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.addon{background:#fff;border:1px solid var(--line);border-radius:var(--leaf-md);padding:24px}
.addon h3{font-size:18px;margin-bottom:6px}
.addon p{color:var(--slate);font-size:15px}

.ben{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1fr) minmax(0,1fr);gap:20px}
.ben figure{margin:0;border-radius:var(--leaf-lg);overflow:hidden;min-height:440px;background:var(--line)}
.ben figure img{width:100%;height:100%;object-fit:cover;object-position:50% 35%}
.ben-card{border-radius:var(--leaf-lg);padding:34px}
.ben-card.a{background:var(--iris-50)}
.ben-card.a h3{color:var(--iris-700)}
.ben-card.b{background:#fff;border:1px solid var(--line)}
.ben-card h3{margin-bottom:18px}
.ben-card ul{list-style:none;margin:0;padding:0;display:grid;gap:14px;font-size:16px;color:var(--slate-700)}
.ben-card li{display:flex;gap:12px}
.ben-card li svg{width:20px;height:20px;flex:none;margin-top:3px;color:var(--iris)}

.faq{max-width:860px}
.faq h2{margin-bottom:32px}
.qa{border-top:1px solid var(--line-2)}
.qa details{border-bottom:1px solid var(--line-2)}
.qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;font:700 19px/1.3 var(--ff-head);letter-spacing:-.02em}
.qa summary::-webkit-details-marker{display:none}
.qa summary .pm{width:28px;height:28px;border-radius:50%;background:var(--iris-50);color:var(--iris);display:flex;align-items:center;justify-content:center;flex:none;transition:transform .25s var(--ease),background-color .2s}
.qa details[open] summary .pm{transform:rotate(45deg);background:var(--iris);color:#fff}
.qa details p{padding:0 0 22px;color:var(--slate);max-width:68ch}

.final{background:var(--navy);color:#fff;border-radius:48px 10px 48px 10px;padding:clamp(36px,6vw,72px);display:flex;gap:28px;align-items:center;justify-content:space-between;flex-wrap:wrap;position:relative;overflow:hidden}
.final .bl{position:absolute;right:-70px;top:-70px;width:260px;height:260px;background:var(--iris);border-radius:130px 12px 130px 12px}
.final>div{position:relative;max-width:620px}
.final h2{margin-bottom:10px}
.final p{color:#CBD5E1;font-size:18px}
.final .btn{position:relative}

.foot{border-top:1px solid var(--line);padding:48px 0 calc(48px + env(safe-area-inset-bottom,0px))}
.foot-in{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr) minmax(0,1fr);gap:32px 56px;font-size:15px;color:var(--slate)}
.foot .logo{margin-bottom:16px}
.foot p+p{margin-top:8px}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot a{color:var(--slate)}
.foot a.strong{color:var(--navy);font-weight:600}
.foot .copy{grid-column:1/-1;border-top:1px solid var(--line);padding-top:20px;font-size:14px}

/* mobile sticky bar */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:35;background:rgba(248,247,244,.97);border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));gap:12px;align-items:center;transform:translateY(110%);transition:transform .3s var(--ease)}
.mbar.show{transform:none}
.mbar span{flex:1;font-size:14px;line-height:1.3;color:var(--slate-700)}
.mbar strong{color:var(--navy)}

/* ===== Emilia chat ===== */
.emi-launch{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:45;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 18px 6px 6px;box-shadow:0 14px 34px -14px rgba(15,23,42,.35);cursor:pointer;font:600 15px var(--ff-body);color:var(--navy);transition:transform .2s var(--ease)}
.emi-launch:hover{transform:translateY(-2px)}
.emi-av{width:48px;height:48px;border-radius:50%;object-fit:cover;flex:none;box-shadow:0 0 0 2.5px #fff,0 0 0 4.5px var(--iris)}
.emi-launch .dot{position:absolute;left:42px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--rasp);box-shadow:0 0 0 2px #fff}
.emi-nudge{position:fixed;right:20px;bottom:calc(88px + env(safe-area-inset-bottom,0px));z-index:45;width:min(300px,calc(100vw - 40px));background:#fff;border:1px solid var(--line);border-radius:18px 18px 4px 18px;padding:14px 40px 14px 16px;font-size:15px;line-height:1.45;box-shadow:0 14px 34px -14px rgba(15,23,42,.35);display:none}
.emi-nudge.show{display:block;animation:pop .35s var(--ease)}
.emi-nudge button.x{position:absolute;top:6px;right:6px;width:32px;height:32px;border:0;background:none;color:var(--muted);cursor:pointer;border-radius:8px}
.emi-nudge button.go{margin-top:8px;background:none;border:0;padding:0;font:600 15px var(--ff-body);color:var(--iris);cursor:pointer;text-decoration:underline;text-underline-offset:3px}
@keyframes pop{from{opacity:0;transform:translateY(8px) scale(.98)}to{opacity:1;transform:none}}
.emi{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:60;width:min(400px,calc(100vw - 32px));height:min(640px,calc(100dvh - 40px));background:var(--chalk);border:1px solid var(--line);border-radius:26px 8px 26px 26px;box-shadow:0 30px 60px -20px rgba(15,23,42,.45);display:none;flex-direction:column;overflow:hidden}
.emi.open{display:flex;animation:pop .3s var(--ease)}
.emi-hd{display:flex;align-items:center;gap:12px;padding:14px 14px 14px 16px;background:var(--navy);color:#fff}
.emi-hd .emi-av{width:44px;height:44px;box-shadow:0 0 0 2px var(--navy),0 0 0 4px var(--iris-400)}
.emi-hd b{display:block;font:700 17px var(--ff-head);letter-spacing:-.02em}
.emi-hd small{display:flex;align-items:center;gap:6px;color:#CBD5E1;font-size:13px}
.emi-hd small i{width:8px;height:8px;border-radius:50%;background:var(--iris-300);display:inline-block}
.emi-hd .sp{flex:1}
.emi-hd button{width:40px;height:40px;border-radius:10px;border:0;background:rgba(255,255,255,.08);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center}
.emi-hd button:hover{background:rgba(255,255,255,.16)}
.emi-hd button svg{width:18px;height:18px}
.emi-prog{height:4px;background:#1E293B}
.emi-prog i{display:block;height:100%;width:0;background:var(--iris-400);transition:width .4s var(--ease)}
.emi-log{flex:1;overflow-y:auto;padding:18px 16px 8px;display:flex;flex-direction:column;gap:10px;scroll-behavior:smooth}
.msg{flex-shrink:0;max-width:86%;padding:11px 14px;font-size:15px;line-height:1.45;animation:pop .28s var(--ease)}
.msg.bot{align-self:flex-start;background:#fff;border:1px solid var(--line);border-radius:4px 16px 16px 16px}
.msg.me{align-self:flex-end;background:var(--iris);color:#fff;border-radius:16px 4px 16px 16px}
.msg.typing{display:flex;gap:4px;padding:14px}
.msg.typing i{width:7px;height:7px;border-radius:50%;background:#A3A9B8;animation:blink 1s infinite}
.msg.typing i:nth-child(2){animation-delay:.15s}.msg.typing i:nth-child(3){animation-delay:.3s}
@keyframes blink{0%,80%,100%{opacity:.3;transform:none}40%{opacity:1;transform:translateY(-2px)}}
.emi-ft{padding:10px 14px calc(14px + env(safe-area-inset-bottom,0px));border-top:1px solid var(--line);background:#fff}
.chips{display:grid;gap:8px}
.chip{display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:50px;padding:0 16px;border-radius:var(--leaf-sm);border:1.5px solid var(--line-2);background:#fff;font:600 15px var(--ff-body);color:var(--navy);cursor:pointer;text-align:left;transition:border-color .15s,background-color .15s}
.chip:hover{border-color:var(--iris);background:var(--iris-50)}
.chip svg{width:18px;height:18px;color:var(--iris);flex:none}
.chip.primary{background:var(--rasp);border-color:var(--rasp);color:#fff}
.chip.primary svg{color:#fff}
.chip.primary:hover{background:var(--rasp-700)}
.emi-row{display:flex;gap:8px}
.emi-row input{flex:1;min-width:0;height:50px;border:1.5px solid var(--line-2);border-radius:10px;padding:0 14px;font:500 16px var(--ff-body);color:var(--navy)}
.emi-row input:focus{border-color:var(--iris);outline:none;box-shadow:0 0 0 3px rgba(99,82,166,.2)}
.emi-row button{width:50px;height:50px;border-radius:10px;border:0;background:var(--rasp);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center}
.emi-row button svg{width:20px;height:20px}
.emi-err{color:var(--rasp);font-size:14px;font-weight:500;margin-top:6px;min-height:0}
.emi-note{font-size:12px;color:var(--muted);margin-top:8px;text-align:center}

/* ===== Quote wizard view ===== */
.qv{min-height:60vh;background:var(--chalk)}
.qv-hd{border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px);background:var(--chalk)}
.qv-hd .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.qv-hd .secure{display:flex;align-items:center;gap:6px;font-size:14px;color:var(--slate)}
.qv-hd .secure svg{width:18px;height:18px;color:var(--iris)}
.qv-hd .r{display:flex;align-items:center;gap:16px}
.qv-main{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start;padding-top:36px;padding-bottom:72px}
.prog{list-style:none;margin:0 0 24px;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.prog li{display:flex;flex-direction:column;gap:8px;font-size:13px;font-weight:600;color:var(--muted)}
.prog li .bar{height:6px;border-radius:6px 1px 6px 1px;background:var(--line);overflow:hidden}
.prog li .bar i{display:block;height:100%;width:0;background:var(--iris);transition:width .45s var(--ease)}
.prog li.done{color:var(--navy)}
.prog li.done .bar i{width:100%;background:var(--navy)}
.prog li.cur{color:var(--iris-700)}
.prog li.cur .bar i{width:100%}
.prog li.skip .bar{background:repeating-linear-gradient(90deg,var(--line-2) 0 6px,transparent 6px 10px)}
.prog li .lb{display:flex;align-items:center;gap:6px}
.prog li .lb svg{width:14px;height:14px;display:none;flex:none}
.prog li .sh{display:none}
.prog li.done .lb svg{display:block}
.qbox{background:#fff;border:1px solid var(--line);border-radius:32px 8px 32px 8px;padding:clamp(24px,4vw,44px)}
.step{display:none}
.step.on{display:block;animation:stepIn .32s var(--ease)}
.step.back.on{animation-name:stepBack}
@keyframes stepIn{from{opacity:0;transform:translateX(18px)}to{opacity:1;transform:none}}
@keyframes stepBack{from{opacity:0;transform:translateX(-18px)}to{opacity:1;transform:none}}
.step .count{font-size:14px;font-weight:600;color:var(--iris-700);margin-bottom:8px}
.step h1{font-size:clamp(26px,3vw,34px);line-height:1.15;margin-bottom:8px}
.step .sub{color:var(--slate);margin-bottom:28px}
.opts{display:grid;gap:14px}
.opts.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.opts.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.opt{position:relative;display:flex;flex-direction:column;align-items:flex-start;gap:14px;text-align:left;padding:22px;border-radius:22px 5px 22px 5px;border:2px solid var(--line-2);background:#fff;font:inherit;color:var(--navy);cursor:pointer;min-height:44px;transition:border-color .15s,background-color .15s,transform .15s}
.opt:hover{border-color:var(--iris)}
.opt:active{transform:scale(.99)}
.opt[aria-pressed="true"]{border-color:var(--iris);background:var(--iris-50)}
.opt .ic{width:50px;height:50px;border-radius:var(--leaf-sm);background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center}
.opt .ic.soft{background:var(--iris-50);color:var(--iris)}
.opt .ic svg{width:24px;height:24px}
.opt b{font:700 19px var(--ff-head);letter-spacing:-.02em}
.opt .txt{display:flex;flex-direction:column;gap:4px;min-width:0}
.opt span.s{font-size:15px;line-height:1.4;color:var(--slate)}
.opt .tick{position:absolute;top:16px;right:16px;width:26px;height:26px;border-radius:50%;background:var(--iris);color:#fff;display:none;align-items:center;justify-content:center}
.opt .tick svg{width:15px;height:15px}
.opt[aria-pressed="true"] .tick{display:flex;animation:pop .25s var(--ease)}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-weight:600;font-size:15px}
.field label em{color:var(--rasp);font-style:normal}
.field input{height:54px;border:1.5px solid #CFCBDA;border-radius:8px;padding:0 14px;font:500 16px var(--ff-body);color:var(--navy);background:#fff;width:100%;transition:border-color .15s,box-shadow .15s}
.field input:focus{outline:none;border-color:var(--iris);box-shadow:0 0 0 3px rgba(99,82,166,.2)}
.field input[aria-invalid="true"]{border-color:var(--rasp)}
.field .err{font-size:14px;color:var(--rasp);font-weight:500;min-height:0}
.field .hint{font-size:14px;color:var(--muted)}
.ctl{position:relative}
.ctl .ok-ic{position:absolute;right:14px;top:50%;width:24px;height:24px;margin-top:-12px;border-radius:50%;background:var(--iris);color:#fff;display:none;align-items:center;justify-content:center;pointer-events:none}
.ctl .ok-ic svg{width:14px;height:14px}
.ctl .spin{position:absolute;right:16px;top:50%;width:20px;height:20px;margin-top:-10px;border-radius:50%;border:2.5px solid var(--line-2);border-top-color:var(--iris);display:none;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.field.ok .ok-ic{display:flex;animation:pop .25s var(--ease)}
.field.ok input{border-color:var(--iris);padding-right:48px}
.field.checking .spin{display:block}
.field.checking input{padding-right:48px}
.field .found{font-size:14px;color:var(--iris-700);font-weight:500;display:none;align-items:center;gap:6px}
.field.ok .found:not(:empty){display:flex}
.sugg{font-size:14px;color:var(--slate)}
.sugg button{background:none;border:0;padding:0;font:600 14px var(--ff-body);color:var(--iris);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.field.big input{height:64px;font:700 26px var(--ff-head);letter-spacing:-.02em;max-width:240px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 16px}
.grid2 .full{grid-column:1/-1}
.privacy{margin-top:20px;font-size:14px;color:var(--slate);text-align:center}
.stepnav{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap-reverse;margin-top:30px;padding-top:22px;border-top:1px solid #EEECF3}
.stepnav .btn{margin-left:auto}
.formerr{display:none;align-items:center;gap:8px;margin-top:18px;color:var(--rasp);font-weight:500;font-size:15px}
.formerr.show{display:flex}
.formerr svg{width:20px;height:20px;flex:none}
.search{text-align:center;padding:36px 0 20px}
.search .tile{width:96px;height:96px;margin:0 auto 26px;border-radius:30px 7px 30px 7px;background:var(--navy);display:flex;align-items:center;justify-content:center}
.search .tile svg{width:46px;height:56px}
.search h1{margin-bottom:10px}
.search .st{color:var(--slate);min-height:1.6em}
.search .dots{display:flex;justify-content:center;gap:8px;margin-top:22px}
.search .dots i{width:10px;height:12px;border-radius:6px 1px 6px 1px;background:var(--line-2);transition:background-color .3s}
.search .dots i.on{background:var(--iris)}
.match-hd{display:flex;align-items:center;gap:14px;padding:14px 16px;background:var(--iris-50);border-radius:var(--leaf-md);margin-bottom:24px;color:var(--iris-700);font-weight:600;font-size:15px}
.match-hd .tile{width:40px;height:40px;border-radius:var(--leaf-sm);background:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.match-hd .tile svg{width:20px;height:25px}
.done-list{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:14px}
.done-list li{display:flex;gap:14px;align-items:flex-start}
.done-list li b{width:28px;height:28px;border-radius:50%;background:var(--iris);color:#fff;font-size:14px;display:flex;align-items:center;justify-content:center;flex:none}
.qv-aside{display:grid;gap:16px}
.qv-aside figure{margin:0;border-radius:var(--leaf-lg);overflow:hidden;aspect-ratio:4/3;background:var(--line)}
.qv-aside figure img{width:100%;height:100%;object-fit:cover;object-position:35% 45%}
.nx{background:var(--navy);color:#E2E8F0;border-radius:var(--leaf-lg);padding:26px}
.nx h2{font:700 19px var(--ff-head);letter-spacing:-.02em;color:#fff;margin-bottom:14px}
.nx ul{list-style:none;margin:0;padding:0;display:grid;gap:12px;font-size:15px}
.nx li{display:flex;gap:10px}
.nx li svg{width:18px;height:18px;flex:none;margin-top:3px;color:var(--iris-300)}
.intro{display:flex;gap:12px;border:1px solid var(--line);background:#fff;border-radius:var(--leaf-lg);padding:22px;font-size:14px;color:var(--slate)}
.intro svg{width:22px;height:22px;flex:none;color:var(--iris)}

/* ===== Motion (one orchestrated hero moment + responses to actions) ===== */
@media (prefers-reduced-motion:no-preference){
  .lf1{animation:joinL .9s var(--ease) both}
  .lf2{animation:joinR .9s var(--ease) both}
  @keyframes joinL{from{transform:translate(-5px,-4px);opacity:.3}to{transform:none;opacity:1}}
  @keyframes joinR{from{transform:translate(5px,4px);opacity:.3}to{transform:none;opacity:1}}
  .h-in{animation:up .8s var(--ease) both}
  .h-in.d1{animation-delay:.08s}.h-in.d2{animation-delay:.16s}.h-in.d3{animation-delay:.24s}.h-in.d4{animation-delay:.32s}
  @keyframes up{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}
  .hero-photo img{animation:settle 1.4s var(--ease) both}
  @keyframes settle{from{opacity:0;transform:scale(1.06)}to{opacity:1;transform:none}}
  .hero-art .blob{animation:blob 1.2s var(--ease) .1s both}
  @keyframes blob{from{opacity:0;transform:translate(24px,-24px)}to{opacity:1;transform:none}}
  .qcard{animation:up .9s var(--ease) .45s both}
  .qfield .caret{animation:caret 1s steps(1) infinite}
  @keyframes caret{50%{opacity:0}}
  .mf1,.mf2{transform-box:fill-box;transform-origin:center;transition:transform .7s var(--ease)}
  .apart .mf1{transform:translate(-5px,-3px)}
  .apart .mf2{transform:translate(5px,3px)}
  .search .tile .mf1{animation:sL 1.6s var(--ease) infinite alternate}
  .search .tile .mf2{animation:sR 1.6s var(--ease) infinite alternate}
  @keyframes sL{0%,15%{transform:translate(-7px,-5px)}75%,100%{transform:none}}
  @keyframes sR{0%,15%{transform:translate(7px,5px)}75%,100%{transform:none}}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none !important;transition:none !important;scroll-behavior:auto !important}}

/* ===== Responsive ===== */
@media (max-width:1040px){
  .ben{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .ben figure{grid-column:1/-1;min-height:0;aspect-ratio:16/9}
  .qv-main{grid-template-columns:1fr}
  .qv-aside figure{display:none}
}
@media (max-width:900px){
  .nav,.hdr-cta{display:none}
  .mob-actions{display:flex}
  .hero-grid{grid-template-columns:1fr}
  .hero-art{padding-bottom:0;margin-top:8px}
  .hero-art .blob{right:-12px;top:-14px}
  .hero-photo{width:100%;aspect-ratio:5/4;border-radius:110px 12px 110px 12px;clip-path:inset(0 round 110px 12px 110px 12px)}
  .qcard{position:relative;left:auto;bottom:auto;margin:-64px auto 0;width:92%}
  .sec-head{grid-template-columns:1fr}
  .trio,.steps{grid-template-columns:1fr 1fr}
  .cost,.cover{grid-template-columns:1fr}
  .foot-in{grid-template-columns:1fr 1fr}
  .foot-in>div:first-child{grid-column:1/-1}
  .mbar{display:flex}
  .opts.three,.opts.two{grid-template-columns:1fr}
  .opts .opt{flex-direction:row;align-items:center;gap:16px;padding:18px 52px 18px 18px}
  .opts .opt .ic{flex:none}
  .opts .opt .tick{top:50%;margin-top:-13px}
  .emi-launch{bottom:calc(84px + env(safe-area-inset-bottom,0px));padding:4px}
  .emi-launch .lbl{display:none}
  .emi-launch .dot{left:38px;top:2px}
  .emi-nudge{bottom:calc(148px + env(safe-area-inset-bottom,0px))}
  }
@media (max-width:640px){
  body{font-size:16px}
  .wrap{padding:0 18px}
  .trio,.steps,.levers,.addons,.grid2,.opts.two{grid-template-columns:1fr}
  .ben{grid-template-columns:1fr}
  .wide-photo{aspect-ratio:4/3}
  .hero-ctas .btn{flex:1 1 100%}
  .emi{right:0;left:0;bottom:0;width:100%;height:100dvh;border-radius:0;border:0}
  .ins-in{padding:18px}
  .ins-list{font-size:15px;gap:6px 18px}
  .foot-in{grid-template-columns:1fr}
  .qv-hd .secure{display:none}
  .prog li .lg{display:none}
  .prog li .sh{display:inline}
}
/* ---- v3 additions ---- */
.wrap.band-in{padding-top:28px;padding-bottom:30px}
.wrap.ins-in{padding-top:26px;padding-bottom:26px}
.band-in p{max-width:70ch}
.logos{list-style:none;margin:0;padding:0;flex:1;display:grid;grid-template-columns:repeat(8,minmax(0,1fr));gap:18px 28px;align-items:center}
.logos li{display:flex;align-items:center;justify-content:center;height:44px}
.logos img{max-height:40px;max-width:100%;width:auto;object-fit:contain;filter:grayscale(1);opacity:.72;transition:filter .2s,opacity .2s}
.logos li:hover img{filter:none;opacity:1}
.logos .lt{font:700 15px var(--ff-head);letter-spacing:-.02em;color:#5B6478;text-align:center}
.qopts{display:grid;gap:10px;margin-bottom:14px}
.qo{display:flex;align-items:center;gap:14px;width:100%;min-height:62px;padding:10px 14px;border:1.5px solid var(--line-2);border-radius:16px 4px 16px 4px;background:#fff;font:inherit;color:var(--navy);text-align:left;cursor:pointer;transition:border-color .15s,background-color .15s,transform .15s}
.qo:hover,.qo:focus-visible{border-color:var(--iris);background:var(--iris-50)}
.qo:active{transform:scale(.99)}
.qo .ic{width:40px;height:40px;border-radius:var(--leaf-sm);background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;flex:none}
.qo .ic.soft{background:var(--iris-50);color:var(--iris)}
.qo .ic svg{width:20px;height:20px}
.qo .tx{flex:1;display:flex;flex-direction:column;gap:2px;min-width:0}
.qo b{font:700 16px var(--ff-head);letter-spacing:-.02em}
.qo small{font-size:14px;color:var(--slate)}
.qo .ch{width:18px;height:18px;color:var(--iris);flex:none;transition:transform .2s var(--ease)}
.qo:hover .ch{transform:translateX(3px)}
.qfoot{font-size:14px;color:var(--slate);line-height:1.5}
.qfoot b{color:var(--navy);font-weight:600}
.mb-emi{width:46px;height:46px;border-radius:50%;border:0;padding:0;background:none;cursor:pointer;flex:none;position:relative}
.mb-emi img{width:46px;height:46px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 2px #fff,0 0 0 4px var(--iris)}
.msg.bot a{color:var(--iris);font-weight:600}
.msg.sum{padding:0;overflow:hidden}
.msg.sum dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:6px 14px;padding:12px 14px;font-size:14px}
.msg.sum dt{color:var(--muted)}
.msg.sum dd{margin:0;font-weight:600;word-break:break-word}
.msg.sum .sh{padding:10px 14px;background:var(--iris-50);color:var(--iris-700);font-weight:600;font-size:14px}
.chip.ghost{border-style:dashed}
.emi-row input[aria-invalid="true"]{border-color:var(--rasp)}
@media (prefers-reduced-motion:no-preference){
  .qo{animation:up .6s var(--ease) both}
  .qo:nth-child(1){animation-delay:.55s}.qo:nth-child(2){animation-delay:.63s}.qo:nth-child(3){animation-delay:.71s}
}
@media (max-width:900px){
  .logos{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px 20px}
  .ins-in{flex-direction:column;align-items:flex-start}
  .logos{width:100%}
  body.bar-on .emi-launch{display:none}
  body.bar-on .emi-nudge{bottom:calc(88px + env(safe-area-inset-bottom,0px))}
  .qcard{padding:18px}
}
@media (min-width:901px){ .mb-emi{display:none} }
@media (max-width:640px){
  .wrap.band-in{padding-top:26px;padding-bottom:28px}
  .wrap.ins-in{padding-top:22px;padding-bottom:22px}
  .mbar span{font-size:13px}
}
/* ---- Paul amends 23/10 ---- */
.insurers{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ins-wrap{padding-top:clamp(40px,6vw,64px);padding-bottom:clamp(40px,6vw,64px)}
.ins-h{font:700 clamp(19px,1.8vw,22px)/1.3 var(--ff-head);letter-spacing:-.02em;text-align:center;margin:0 auto 32px;max-width:40ch}
.insurers .logos{list-style:none;margin:0 auto;padding:0;max-width:1000px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.insurers .logos li{height:112px;display:flex;align-items:center;justify-content:center;padding:16px;border:1px solid var(--line);border-radius:var(--leaf-md);background:#fff}
.insurers .logos img{max-height:64px;max-width:80%;width:auto;height:auto;filter:none;opacity:1}
@media (max-width:640px){
  .insurers .logos{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .insurers .logos li{height:96px}
  .insurers .logos img{max-height:56px}
  .ticks{grid-template-columns:1fr}
}
.hero-ctas .btn{min-width:220px}
@media (max-width:370px){
  .logo span{font-size:15px}
  .logo svg{width:26px;height:33px}
  .logo{gap:8px}
  .mob-actions{gap:6px}
  .hdr-in{gap:10px}
}

/* =====================================================================
   WebForms build additions
   ===================================================================== */
/* Flow pages (wizard, chat, results, thank-you): slim header, no footer */
.flow-hd{display:none;align-items:center;gap:16px;font-size:14px;color:var(--slate)}
.flow-hd .secure{display:flex;align-items:center;gap:6px}
.flow-hd .secure svg{width:18px;height:18px;color:var(--iris)}
body.is-flow .nav,body.is-flow .hdr-cta,body.is-flow .mob-actions,body.is-flow .mnav,body.is-flow .foot{display:none !important}
body.is-flow .flow-hd{display:flex}
@media (max-width:640px){ body.is-flow .flow-hd .secure{display:none} }

/* Server fields that only carry values */
.step1txt,.step2txt,.referrerfield,.srv-hidden{display:none !important}
.offscreen{position:absolute !important;left:-10000px !important;top:auto !important;width:1px !important;height:1px !important;overflow:hidden !important}

/* Wizard page shell */
.wz{padding-top:36px;padding-bottom:72px}
.wz-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
@media (max-width:1040px){ .wz-grid{grid-template-columns:1fr} .wz-grid .qv-aside figure{display:none} }
.opt{width:100%}
.opt .txt{display:flex;flex-direction:column;gap:4px;min-width:0}
.opt span.s{margin-top:0}
.field .ctl{position:relative}
.field .err{display:block}
.field .err:empty{display:none}
.wz .stepnav .btn,.wz input.btn{margin-left:auto}
input.btn{-webkit-appearance:none;appearance:none}
input.btn-primary{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 20px center;background-size:20px;padding-right:52px}
.field.big input{max-width:260px}

/* Searching interstitial (step 4 + personal results) */
.searching{text-align:center;padding:40px 0 24px}
.searching .tile{width:96px;height:96px;margin:0 auto 26px;border-radius:30px 7px 30px 7px;background:var(--navy);display:flex;align-items:center;justify-content:center}
.searching .tile svg{width:46px;height:56px}
.searching h1{margin-bottom:10px}
.searching .st{color:var(--slate);min-height:1.6em}
.searching .dots{display:flex;justify-content:center;gap:8px;margin-top:22px}
.searching .dots i{width:10px;height:12px;border-radius:6px 1px 6px 1px;background:var(--line-2);transition:background-color .3s}
.searching .dots i.on{background:var(--iris)}
@media (prefers-reduced-motion:no-preference){
  .searching .tile .mf1{animation:sL 1.6s var(--ease) infinite alternate}
  .searching .tile .mf2{animation:sR 1.6s var(--ease) infinite alternate}
}
.reveal-after{display:none}
.no-js .reveal-after{display:block}

/* Privacy policy drawer (shared Policy.ascx) */
.privacy-note{margin-top:20px;font-size:14px;color:var(--slate);text-align:center}
.privacy-note a{font-weight:600}
.privacycontent{display:none;margin-top:14px;border:1px solid var(--line);border-radius:var(--leaf-sm);background:#fff;position:relative}
.privacycontent.open{display:block}
.privacycontent .lnkPrivacy2{position:absolute;top:8px;right:8px;width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:8px;color:var(--navy);text-decoration:none;font-weight:700}
.privacycontent .lnkPrivacy2:hover{background:var(--iris-50)}
.privacy_wrapper{max-height:220px;overflow-y:auto;padding:16px 44px 16px 16px;font-size:13px;line-height:1.5;color:var(--slate-700)}
.privacy_wrapper h5{font:600 14px var(--ff-body);margin:0 0 6px;color:var(--navy)}
.privacy_wrapper p{font-size:13px;margin:0 0 10px}

/* Home: Emilia widget (server buttons) */
.emi-panel{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:60;width:min(380px,calc(100vw - 32px));background:#fff;border:1px solid var(--line);border-radius:26px 8px 26px 26px;box-shadow:0 30px 60px -20px rgba(15,23,42,.45);display:none;overflow:hidden}
.emi-panel.open{display:block;animation:pop .3s var(--ease)}
.emi-panel .emi-hd{display:flex;align-items:center;gap:12px;padding:14px 14px 14px 16px;background:var(--navy);color:#fff}
.emi-panel .emi-body{padding:18px 16px 16px}
.emi-panel .emi-body p{font-size:15px;line-height:1.5;color:var(--slate-700);margin-bottom:10px}
.emi-panel .emi-body p.q{font-weight:600;color:var(--navy);margin:14px 0 10px}
.emi-panel .chips input.chip{width:100%;text-align:left;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 6l6 6-6 6' fill='none' stroke='%236352A6' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:18px;padding-right:40px;-webkit-appearance:none;appearance:none}
.emi-backdrop{position:fixed;inset:0;background:rgba(15,23,42,.35);z-index:55;display:none}
.emi-backdrop.open{display:block}
@media (max-width:640px){ .emi-panel{right:0;left:0;bottom:0;width:100%;border-radius:22px 22px 0 0;border:0} }

/* Chat page (get-started) */
.chat-page{padding:28px 0 60px}
.chat-card{max-width:640px;margin:0 auto;background:var(--chalk);border:1px solid var(--line);border-radius:26px 8px 26px 26px;overflow:hidden;display:flex;flex-direction:column;min-height:min(720px,calc(100dvh - 140px))}
.chat-card .emi-hd{display:flex;align-items:center;gap:12px;padding:14px 16px;background:var(--navy);color:#fff}
.chat-card .emi-log{flex:1;min-height:280px}
.chat-card .emi-ft{background:#fff}
.chat-step{display:none}
.chat-step.on{display:block}
.radio-chip{position:relative;display:block}
.radio-chip input[type=radio]{position:absolute;opacity:0;width:1px;height:1px}
.radio-chip label{display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:52px;padding:0 16px;border-radius:var(--leaf-sm);border:1.5px solid var(--line-2);background:#fff;font:600 15px var(--ff-body);color:var(--navy);cursor:pointer}
.radio-chip label:hover,.radio-chip input:focus-visible+label{border-color:var(--iris);background:var(--iris-50)}
.radio-chip input:checked+label{border-color:var(--iris);background:var(--iris-50)}
.chat-field input{width:100%;height:50px;border:1.5px solid var(--line-2);border-radius:10px;padding:0 14px;font:500 16px var(--ff-body);color:var(--navy);background:#fff}
.chat-field input:focus{border-color:var(--iris);outline:none;box-shadow:0 0 0 3px rgba(99,82,166,.2)}
.chat-field input[aria-invalid="true"]{border-color:var(--rasp)}
.chat-row{display:flex;gap:8px;align-items:flex-start}
.chat-row .chat-field{flex:1;min-width:0}
.chat-send{width:50px;height:50px;border-radius:10px;border:0;background:var(--rasp);color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;flex:none}
.chat-send svg{width:20px;height:20px}
.chat-actions{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:10px}
.chat-actions .link-back{min-height:40px;font-size:14px}
.chat-actions .link-back[disabled]{visibility:hidden}

/* Results (personal path) + thank you */
.match-card{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}
.match-card>div{background:#fff;border:1px solid var(--line);border-radius:var(--leaf-md);padding:22px;display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.match-card h3{font-size:15px;color:var(--muted);font-weight:600;font-family:var(--ff-body);letter-spacing:0}
.match-card .kh{max-width:180px;width:100%}
.mini-logos{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;align-items:center;width:100%}
.mini-logos img{max-height:30px;max-width:100%;margin:0 auto}
@media (max-width:820px){ .match-card{grid-template-columns:1fr} }
.ty-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:40px;align-items:start}
.ty-grid img.ty-photo{border-radius:var(--leaf-lg);box-shadow:0 18px 40px -18px rgba(15,23,42,.35)}
.broker-card{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:var(--leaf-md);padding:18px 20px;margin:20px 0}
.broker-card b{font:700 17px var(--ff-head);letter-spacing:-.02em}
@media (max-width:900px){ .ty-grid{grid-template-columns:1fr} }

/* Legacy content pages (legal, join, landers): restyle original markup */
.legacy .wizard{padding:clamp(40px,6vw,72px) 0 24px;background:var(--chalk)}
.legacy .container{max-width:1200px;margin:0 auto;padding:0 24px}
.legacy .wizard h1{font:800 clamp(30px,4vw,48px)/1.08 var(--ff-head);letter-spacing:-.03em;color:var(--navy);margin:0 0 16px}
.legacy .wizard p,.legacy .sub_heading{color:var(--slate);font-size:18px;max-width:62ch}
.legacy .wizard-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}
.legacy .about{padding:40px 0;background:#fff;border-top:1px solid var(--line)}
.legacy .about h2,.legacy .about h3,.legacy .about h4{font-family:var(--ff-head);letter-spacing:-.02em;color:var(--navy);margin:28px 0 10px}
.legacy .about h2{font-size:clamp(22px,2.4vw,30px)}
.legacy .about p,.legacy .about li{color:var(--slate-700);font-size:16px;line-height:1.65;max-width:78ch}
.legacy .about p{margin:0 0 14px}
.legacy .about a{font-weight:600}
.legacy .about table{border-collapse:collapse;width:100%;font-size:15px;margin:12px 0}
.legacy .about td,.legacy .about th{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.legacy .services{padding:48px 0;background:var(--chalk)}
.legacy .services-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.legacy .service{background:#fff;border:1px solid var(--line);border-radius:var(--leaf-lg);padding:28px}
.legacy .service img{display:none}
.legacy .service h3{font:700 20px var(--ff-head);letter-spacing:-.02em;text-transform:none;margin:0 0 8px}
.legacy .service p{color:var(--slate);font-size:16px;margin:0}
.legacy .bottom{padding:56px 0 72px}
.legacy .bottom .container{background:var(--navy);color:#fff;border-radius:48px 10px 48px 10px;padding:clamp(32px,5vw,56px);display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.legacy .bottom h1{font:800 clamp(26px,3vw,38px)/1.1 var(--ff-head);letter-spacing:-.03em;color:#fff;margin:0}
.legacy .bottom p{color:#CBD5E1;margin:0}
.legacy .logos{padding:0}
.legacy section.logos{padding:32px 0;background:#fff;border-top:1px solid var(--line)}
.legacy .logos-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;max-width:1000px;margin:0 auto}
.legacy .logos-grid .logos{height:96px;display:flex;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:var(--leaf-md);background:#fff;padding:14px}
.legacy .logos-grid img{max-height:56px;max-width:80%}
.legacy .button,.legacy a.button,.legacy input.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;border-radius:8px;background:var(--rasp);color:#fff !important;font:600 17px var(--ff-body);text-decoration:none;border:0;cursor:pointer;width:auto;max-width:none;margin:8px 0 0}
.legacy .button:hover{background:var(--rasp-700)}
.legacy input[type=text],.legacy input[type=tel],.legacy input[type=email],.legacy textarea{width:100%;min-height:52px;border:1.5px solid #CFCBDA;border-radius:8px;padding:12px 14px;font:500 16px var(--ff-body);color:var(--navy);background:#fff;margin:6px 0;box-shadow:none}
.legacy textarea{min-height:120px}
.legacy .err,.legacy .errMsg{display:none;color:var(--rasp);font-size:14px;font-weight:500}
@media (max-width:900px){ .legacy .wizard-grid,.legacy .services-grid{grid-template-columns:1fr} .legacy .logos-grid{grid-template-columns:repeat(2,minmax(0,1fr))} }

/* QA fixes */
a.qo,a.qo:hover{text-decoration:none;color:var(--navy)}
.tel,.flow-hd .tel{white-space:nowrap}

/* ---- Footer v2 ---- */
.foot{background:#fff;border-top:1px solid var(--line);padding:clamp(48px,6vw,72px) 0 calc(28px + env(safe-area-inset-bottom,0px));color:var(--slate);font-size:15px}
.foot a{text-decoration:none}
.foot-top{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:40px 48px;align-items:start}
.foot-brand .logo{margin-bottom:18px;color:var(--navy)}
.foot-brand .logo span{color:var(--navy)}
.foot-brand .logo span em{color:var(--iris)}
.foot-brand p{max-width:36ch;line-height:1.6;margin:0 0 20px}
.foot-col h2{font:600 13px var(--ff-body);letter-spacing:0;color:var(--navy);margin:4px 0 16px}
.foot-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.foot-col a{color:var(--slate);display:inline-flex;align-items:center;gap:10px;min-height:28px;transition:color .15s}
.foot-col a:hover{color:var(--iris)}
.foot-col a svg{width:18px;height:18px;color:var(--iris);flex:none}
.foot-col a[href^="tel"],.foot-col a[href^="mailto"]{color:var(--navy);font-weight:500;word-break:break-all}
.foot-bottom{margin-top:clamp(36px,5vw,56px);padding-top:22px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:12px 32px;flex-wrap:wrap;font-size:13px;color:var(--muted)}
.foot-bottom p{margin:0;max-width:70ch}
@media (max-width:1040px){ .foot-top{grid-template-columns:repeat(3,minmax(0,1fr))} .foot-brand{grid-column:1/-1} }
@media (max-width:640px){ .foot-top{grid-template-columns:1fr 1fr;gap:32px 24px} .foot-col:first-of-type{grid-column:1/-1} .foot-bottom{flex-direction:column} }
.foot .btn-primary,.foot .btn-primary:hover{color:#fff}
.foot-top{grid-template-columns:minmax(0,1.4fr) minmax(0,1.5fr) minmax(0,.8fr) minmax(0,1fr)}
.foot-col a[href^="tel"],.foot-col a[href^="mailto"]{word-break:normal;white-space:nowrap}
.foot-bottom{align-items:flex-start}
@media (max-width:1040px){ .foot-top{grid-template-columns:minmax(0,1.5fr) minmax(0,.8fr) minmax(0,1fr)} }
@media (max-width:640px){ .foot-top{grid-template-columns:1fr 1fr} .foot-col a[href^="mailto"]{white-space:normal;overflow-wrap:anywhere} }
.foot-bottom p+p{margin-top:0}