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Business health insurance comparison

Search the market for the best health insurance cover & price

Whether you’re setting up your first scheme or your current policy is up for renewal, we search the market to find the best cover and price for your business. Request a quote today.

  • Small businesses to corporates
  • Specialist UK brokers
  • Free quotes, no obligation
  • Compare renewal quotes
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Step 1 of 4About 60 seconds

Who would you like to cover?

Next: new policy or compare, team size, then your details.

Our brokers compare cover from leading UK insurers, including

  • Vitality
  • PHC
  • WPA
  • Aviva
  • AXA
  • Bupa
  • The Exeter
  • Freedom Health Insurance

We compare and introduce. We don’t insure. Company Health connects your business with specialist health insurance brokers, who arrange cover with the insurer you choose.

See how it works

Why businesses offer private medical insurance

For a small team, one long absence can stall the whole business. Group cover helps your people get diagnosed and treated sooner, and shows them you’re invested in them.

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Get people back sooner

Faster access to diagnosis and treatment can mean less time off and less disruption for everyone else.

Attract and keep good people

Health cover is a benefit employees notice. It helps a smaller business compete with bigger employers.

Support beyond the hospital

Depending on the policy, plans can include mental health support, physiotherapy and a virtual GP service.

How Company Health works

Four short questions, then a specialist broker does the comparing for you. There’s no obligation to go ahead.

  1. Who you’re covering

    A small business, a larger company, or just you and your family.

  2. New or renewing

    Find a new policy, or compare the one you already have.

  3. Your team size

    Tell us how many employees you’d like to cover.

  4. Compare your quotes

    A specialist broker compares options from insurers that suit your business.

What shapes your cost per employee

There’s no single price for group health insurance. These are the levers a broker will talk through with you, and each one changes what you pay per person.

Get quotes for my team
Team size and ages
Premiums are worked out per member, so the make-up of your team matters most.
Underwriting type
How existing medical conditions are treated, from moratorium to full medical underwriting.
Excess
A higher excess per claim usually lowers the premium.
Outpatient limits
Capping consultations and tests can bring the cost down.
Hospital list
A narrower choice of hospitals is often cheaper than full nationwide access.
Optional extras
Dental, optical, therapies and family cover all add to the premium.

Understanding your cover options

Most group policies start with core hospital cover. You then add the options that suit your people and your budget. What’s included varies by insurer and policy.

Core cover

Inpatient and day-patient

Treatment that needs a hospital bed or a day case, such as surgery. This is the foundation of most policies.

Outpatient

Consultations, scans and tests that don’t need a hospital stay.

Mental health

Talking therapies and specialist treatment, with limits set by the policy.

Therapies

Physiotherapy, osteopathy and chiropractic treatment.

Dental and optical

Routine check-ups and treatment, usually as an add-on.

Good for the business. Good for your people.

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For employers

  • Less disruption from long waits for treatment
  • A benefit that helps you recruit and retain staff
  • One policy to manage, arranged through your broker

For employees

  • Quicker access to specialists, scans and treatment
  • More say over where and when they’re treated
  • Wellbeing support, depending on the policy

Frequently asked questions

Is Company Health an insurer?

No. We’re an introducer and comparison service. We pass your enquiry to specialist health insurance brokers, who compare policies and arrange cover with the insurer you choose.

Can you help if we already have a policy?

Yes. Choose “Compare my current policy” and a broker can review your existing cover against other options before your renewal.

How small can my business be?

Many insurers offer group schemes for small teams. Your broker will confirm the minimum number of members for each option.

Are existing medical conditions covered?

It depends on the insurer, the policy and the underwriting method. Group schemes can treat existing conditions differently from individual policies. Your broker will explain the options.

Is company health insurance a taxable benefit?

Employer-paid health insurance is usually treated as a benefit in kind. Check the details with your accountant or broker.

What does it cost to use Company Health?

Nothing. Requesting quotes is free and there’s no obligation to take out a policy.

Ready to compare cover for your team?

It takes about a minute to tell us what you need.

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